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Latest Episode

#81 – Stablecoins – In conversation with CA Aishwary Gupta, Global Head of Payments – Polygon Labs

In this episode, CA Aishwary Gupta of Polygon Labs explores the future of payments in India beyond UPI. He discusses stablecoins, CBDCs, tokenized credit, and programmable money, highlighting India’s potential to lead the next generation of global payment infrastructure. Tune in to hear what 2030’s financial stack might look like. Read More

#77 – DLAI Fintech Conclave 2025 – MSME Fintech Files: Strengthening Viksit Bharat

In this second episode that wraps up the DLAI Fintech Conclave 2025, Pallavi Shrivastava, co-founder of Progcap, joins the show to discuss how MSMEs are driving India's Viksit Bharat vision. The episode explores fintech innovations, budget initiatives supporting MSMEs, and the challenges of accessing finance. A must-listen for anyone interested in the future of India's small businesses! Read more
February 15, 2025

#76 – DLAI Fintech Conclave 2025 – Transformation in Consumer Finance

We caught up with Anuj Kacker, co-founder of Freo, after the DLAI Fintech Conclave 2025 for this special episode. In this episode he discusses the transformation in consumer finance. Topics include post-pandemic growth, the rise of Buy Now, Pay Later (BNPL), sustainable risk management, and the future impact of credit on UPI. Tune in to explore the future of consumer finance in India! Read more
February 1, 2025

#75 – Transit Payments – In conversation with Manoj Sugathan

In our first episode of India FinTech Diaries, Manoj Sugathan discusses the rise of open-loop transit payments. We explore how these systems allow commuters to use contactless bank cards for travel, their global adoption in cities like Singapore and London, and India’s potential to implement this technology across its expanding metro networks. Read more
January 25, 2025
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Hosts

Your guides in this journey through the ever changing landscape of India's Fintech landscape

Elroy Serrao

    Elroy Serrao

    Elroy has over 18+ years of experience in financial technology, from developing bespoke software for the leasing, mortgage, and investment banking sectors to product management roles in PaymentTech and RegTech firms. He has also consulted with top industry names. When not focused on FinTech, Elroy enjoys landscape photography and reading science fiction.

      Hemant Kshirsagar

      Hemant is a consultant with 16+ years of experience in FinTech, technology consulting, banking, and insurance. He has led FinTech practices at PwC and EY, advised Fortune 200 clients at Boston Analytics, and founded the startup InvertedTree Solutions. Outside of work, he enjoys reading non-fiction and staying on top of FinTech trends.

      Musings on Fintech

      Our blog provides additional insights and context to many of the topics we discuss on the podcast. A must read for exclusive companion content that ties-in with the podcast.

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      Elroy Serrao & Hemant Kshirsagar © 2020