India Fintech Diaries

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#84 – WealthTech – In conversation with Amit Majumdar, Group Strategy Officer, Angel One

In this episode, we chat with Amit about democratizing WealthTech in India. From empowering Tier 2/3 city investors and AI-driven personalization to moving beyond brokerage into a full WealthTech ecosystem, Angel One shares its vision for inclusive wealth creation and the future of investing in Bharat. Read more

#83 – Crypto – GENIUS Act vs Payment Banks: Lessons in Safety, Scale & Regulation

This episode compares India’s Payment Banks with the US GENIUS Act for stablecoin regulation. We explore their shared focus on trust and inclusion, why Payment Banks struggled to scale, and what lessons lawmakers can apply to avoid stifling innovation while keeping financial systems safe and commercially viable. Read more

#82 – Lending – In conversation with Shweta Pandey, Co-founder and CEO, ARTH

In this episode, Shweta Pandey, co-founder of ARTH, shares how she is building inclusive financial systems for Bharat. From Phygital distribution to gender-lens credit and recovery support through the Sahyog program, ARTH is rethinking how underserved women-led businesses can access finance with dignity, empathy, and local relevance. Read more

#81 – Stablecoins – In conversation with CA Aishwary Gupta, Global Head of Payments – Polygon Labs

In this episode, CA Aishwary Gupta of Polygon Labs explores the future of payments in India beyond UPI. He discusses stablecoins, CBDCs, tokenized credit, and programmable money, highlighting India’s potential to lead the next generation of global payment infrastructure. Tune in to hear what 2030’s financial stack might look like. Read more

#80- X-Border Payments – In conversation with Sanjay Tripathy, Co-founder & CEO, BRISKPE

In this episode, BriskPe Co-Founder & CEO Sanjay Tripathy discusses transforming cross-border B2B payments for Indian MSMEs. From mobile-first design and virtual accounts to RBI's PA-CB license and seamless compliance workflows, BriskPe is redefining global payments for exporters. Tune in to learn how they're simplifying trade at scale. Read more

#79 – InsurTech – In conversation with Anand Prabhudesai, Co-founder, Turtlemint

We spoke with Anand Prabhudesai, co-founder of Turtlemint, and discussed the transformation of insurance distribution in India. Turtlemint empowers agents with technology, providing tools for comparison, digital sales, and training. With over 4 lakh agents across 18,000 pin codes, Turtlemint is simplifying insurance and expanding financial inclusion Read more

#78 – X-Border Payments – In conversation with Movin Jain, Founder, Skydo

We caught up with Movin Jain, co-founder of Skydo, to discuss how the company is transforming cross-border payments for Indian SMEs. Skydo’s virtual foreign currency accounts simplify global transactions, making them faster, cheaper, and more secure. Movin also shares insights into the future of B2B payments and the role of fintech. Read more

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Hosts

Your guides in this journey through the ever changing landscape of India's Fintech landscape

Elroy Serrao

Elroy has over 18+ years of experience in financial technology, from developing bespoke software for the leasing, mortgage, and investment banking sectors to product management roles in PaymentTech and RegTech firms. He has also consulted with top industry names. When not focused on FinTech, Elroy enjoys landscape photography and reading science fiction.

Hemant Kshirsagar

Hemant is a consultant with 16+ years of experience in FinTech, technology consulting, banking, and insurance. He has led FinTech practices at PwC and EY, advised Fortune 200 clients at Boston Analytics, and founded the startup InvertedTree Solutions. Outside of work, he enjoys reading non-fiction and staying on top of FinTech trends.

Musings on Fintech

Our blog provides additional insights and context to many of the topics we discuss on the podcast. A must read for exclusive companion content that ties-in with the podcast.

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Overcoming language barriers for Indian FinTech

How does FinTech reach the masses in India in spite of language diversity? In this guest post, Arvind Pani from Reverie Language Technologies explains this and more

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Understanding Neo-Banks

We provide a quick primer to neo banking in this short overview of one of the hottest sectors in Fintech in 2020

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Democratizing access to financial information

We delve deeper into simplifying the concept of account aggregators, a topic that we discussed in our third episode