We covered a deep dive into BNPL in our last episode and we thought it’s time to speak to some more industry practitioners to further understand the concepts. We caught up with Nitya Sharma, the CEO and co-founder of Simpl in a candid conversation on BNPL. In our conversation we discuss :

  • Definition of BNPL as a payment convenience
  • Adoption by customers
  • Challenges while scaling Simpl
  • Technology behind Simpl
  • Business model of Simpl
  • Way forward for BNPL in India

Do listen in to understand how BNPL can be used as a payment convenience.

Timeline

00:00 Start
00:43 Introduction
01:26 About Nitya
03:21 Definition of BNPL
10:52 Typical Customer & adoption
18:50 Challenges while scaling Simpl
25:56 Technology behind Simpl
29:43 Business model of Simpl
38:26 Delinquencies
40:53 Regulatory Framework
42:31 Way forward for BNPL in India

Additional Information

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