We discussed BNPL with Nitya Sharma from Simpl in our last episode and we thought we would further explore the topic by speaking with one of the largest BNPL firms in the country. We caught up with Gaurav Hinduja, the MD and co-founder of Capital Float to discuss Capital Float’s growth story and what the future of BNPL holds in India. In our conversation we discuss:
- The Capital Float Journey
- Experience in building out Amazon Pay Later
- Technology and process considerations for building great BNPL products
- Growth during the pandemic
- Does BNPL have a dark side?
- Regulatory considerations
Do listen to this insight packed episode and take an inside peek at one of the largest BNPL firms in India.
Timeline
00:00 Start
00:43 Introduction
01:18 The Capital Float journey
04:08 BNPL – Convenience or Credit ?
05:33 BNPL build out journey
07:44 Technology and process considerations
11:04 The pandemic experience on growth
16:23 Does BNPL have a dark side?
18:31 Regulatory Framework
20:48 Way forward for BNPL in India