We are kick starting a new series that looks at lending products that are laser focused on specific niches. In this series, we zoom in on niche lending products that are transforming the way Indians access mobility. Our first guest is Sumit Chhazed, Co-founder and CEO of OTO Capital, a fintech startup that offers innovative two wheeler financing solutions. Join us as we learn from his insights and experience in this fast-growing sector. In our free-wheeling conversation with him that was practically a master class on the sector we discussed :
🛵 Size of the two wheeler market in India
💬 What OTO does differently
💰 Business model behind OTO
🛣️ The road ahead
Timeline
00:00 Start
00:45 Introduction to Sumit & OTO Capital
19:34 Size of the Two Wheeler Financing Market
22:08 What OTO does differently
29:24 Underwriting customers
42:41 Financing, defaults and margins
50:37 The road ahead
52:41 Contacting OTO