It has been about a year since the Credit Line on UPI was announced. We caught up with Gaurav Mittal, CEO and co-founder of Vegapay, to understand what has happened in this space in the year gone by and what are some of the technology considerations for launching such a successful product. In the episode we discussed:
💸 Credit Lines and the role of third party apps
⚙️ Tech stack and regulations
💰 Opportunities for banks
🗺️ Vegapay’s role in the ecosystem
Listen to this first episode in our series on Credit Line on UPI
Timeline
00:00 Start
00:45 Introduction
01:22 About Gaurav
03:23 Credit Line on UPI vs Credit Card on UPI
06:07 Role of third party apps
08:52 Uptake of Credit Line on UPI
09:54 Technology considerations
13:07 Vegapaystack and business model
14:59 Traction for Vegapay & Roadmap
17:20 What to expect at GFF this year
18:18 Contacting Gaurav