In the second episode in the DLAI Fintech Conclave 2025 podcast series, we are joined by Pallavi Shrivastava, co-founder of Progcap, to explore the critical role of MSMEs (Micro, Small, and Medium Enterprises) in driving India’s economic growth. As India sets its sights on achieving Viksit Bharat—a vision of a developed India—MSMEs are positioned as a key driver of this transformation. However, access to finance and digitization remain significant challenges for many small businesses.
Pallavi shares her expert perspective on how fintech innovation is bridging these gaps, empowering MSMEs with much-needed access to formal credit and digitization solutions. The episode delves into the recent budget announcements aimed at boosting MSMEs, fintech innovations reshaping access to finance, and the challenges faced by small businesses in adopting new technology.
This episode offers a comprehensive look at the future of MSMEs and how they are central to the Viksit Bharat vision.
Key Highlights
💡 The role of MSMEs in India’s Viksit Bharat vision
📊 Recent budget initiatives for MSMEs
💻 How fintech is transforming access to finance for small businesses
⚡ The challenges of rapid growth and digitization
🔮 The future outlook for MSMEs in India
Tune in for a detailed conversation on the future of MSMEs and their impact on India’s economic landscape!
Timeline
00:00 Start
00:45 Introduction
01:39 Pallavi’s Background
04:39 MSMEs and Viksit Bharat
07:47 Fintech’s role in MSME transformation
13:38 Initiatives in Budget’25
15:48 Innovations that are making a difference
20:31 Challenges & solutions
27:39 Future trends