In this episode, we explore the journey of India’s account aggregator (AA) framework—a consent-based data-sharing platform transforming the financial landscape. We caught up with B.G. Mahesh, CEO of Sahamati and Shallu Kaushik, Digital Head of Tata Capital to discuss the rapid growth of India’s account aggregator framework, and to help unpack the progress made since launch. We discussed:
📈 Growth of the AA ecosystem in India
🪙 Lending and wealth management as key use cases
💰 Benefits of AA adoption
🔮 Challenges and future adoption
Tune in to the full episode to learn more about its impact and future potential
Timeline
00:00 Start
00:45 Introduction
02:36 Progress of AA in India
07:28 Use cases for AA
10:14 Industry view on adoption
14:09 Impact on TAT and costs
18:58 Current challenges in AA
31:59 Impact on Fraud
33:15 Scaling up AA