In this second episode that wraps up the DLAI Fintech Conclave 2025, Pallavi Shrivastava, co-founder of Progcap, joins the show to discuss how MSMEs are driving India's Viksit Bharat vision. The episode explores fintech innovations, budget initiatives supporting MSMEs, and the challenges of accessing finance. A must-listen for anyone interested in the future of India's small businesses!

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In our first episode of India FinTech Diaries, Manoj Sugathan discusses the rise of open-loop transit payments. We explore how these systems allow commuters to use contactless bank cards for travel, their global adoption in cities like Singapore and London, and India’s potential to implement this technology across its expanding metro networks.

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Neha Singh, co-founder of Tracxn, recaps 2024’s funding fintech trends. India’s fintech sector raised $2 billion, making it the third-largest market globally. Top sectors included lending, investment tech, and payments. Neha also discusses emerging trends like embedded finance and regulatory technology for 2025.

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In this episode, Reeju Datta, co-founder of Cashfree, explores India’s e-commerce growth and the evolution of cross-border payments. He discusses Cashfree's role in facilitating global expansion for Indian businesses, the complexities of Payment Aggregator Cross-Border licenses, and the innovations shaping the future of international transactions. Dive into the insights shared by Reeju.

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UPI processes around 14 billion transactions monthly, but Credit Line on UPI could boost its growth, reaching a $1 trillion payment value by 2030. This innovation, explored in an interview with Sivaram Kowta of Zeta India, discusses the advantage banks have over fintechs, tech challenges, and Zeta’s solutions, emphasizing its game-changing potential.

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The episode reflects on the past year since the announcement of the Credit Line on UPI, featuring Gaurav Mittal, CEO of Vegapay. Discussions include the nuances between Credit Lines and Credit Cards on UPI, technology and regulatory considerations, the role of third-party apps, and Vegapay’s business model and future plans.

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In this special India Fintech Diaries episode, experts Kumar Shekhar and Sundeep Mohindru discuss the crucial role of fintech in supporting India's MSMEs. They explore challenges in banking and lending, innovative fintech solutions, government policy impacts, and the future of MSME financing, highlighting how digital platforms are reshaping this sector in India.

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In this episode, Anant Gupta from Google Cloud India discusses the implementation of AI in financial services on the cloud, highlighting key considerations and the impact of GenAI. The conversation explores Indian financial services use cases and Google's vision for AI, offering insights into the technology's evolution in India.

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