In this episode, Kiran Gopinath, founder of Open Finance Connect, discusses the transformative power of Open Finance. We explore India’s leadership in the global Open Finance ecosystem, how it empowers consumers with data control, and exciting predictions for 2030, including credit portability and digital identities.
In this episode , B.G. Mahesh (Sahamati) and Shalu Kaushik (Tata Capital) discuss the rapid growth of India's account aggregator framework. With over 600 entities onboard, AA is transforming lending, personal finance, and fraud prevention. Tune in to learn about its impact and future potential.
UPI processes around 14 billion transactions monthly, but Credit Line on UPI could boost its growth, reaching a $1 trillion payment value by 2030. This innovation, explored in an interview with Sivaram Kowta of Zeta India, discusses the advantage banks have over fintechs, tech challenges, and Zeta’s solutions, emphasizing its game-changing potential.
The episode reflects on the past year since the announcement of the Credit Line on UPI, featuring Gaurav Mittal, CEO of Vegapay. Discussions include the nuances between Credit Lines and Credit Cards on UPI, technology and regulatory considerations, the role of third-party apps, and Vegapay’s business model and future plans.
In this special India Fintech Diaries episode, experts Kumar Shekhar and Sundeep Mohindru discuss the crucial role of fintech in supporting India's MSMEs. They explore challenges in banking and lending, innovative fintech solutions, government policy impacts, and the future of MSME financing, highlighting how digital platforms are reshaping this sector in India.
In the podcast episode, expert Sanjay Khan Nagra discusses the significant effects of the RBI's Digital Lending Guidelines on India's financial ecosystem over the past year. Topics include the impact on default guarantees, Buy Now Pay Later (BNPL) schemes, Payment Aggregators, and issues regarding disclosures and data privacy.
Last month, amid RBI's monetary policy announcement, Governor Shaktikanta Das hinted towards an Omnibus framework for Self Regulatory Organizations (SROs). The potential impact of SROs on Fintech regulation in India was discussed with Shivashish Chatterjee, Co-founder of DMI Finance, and Jatinder Handoo, CEO of the Digital Lenders Association of India.
We caught up with Neha to understand how P2P lending works and how IndiaP2P is helping women owned small businesses with access to funds
We caught up with Mohit to better understand the transformative power of Credit on UPI and what Kiwi is doing to bring this to the Indian masses
We caught up with Deepak Naragund to understand how UpCap is at the intersection of Invoice Discounting and Investing